Nature and determinants of out-of-pocket health expenditure among older people in a rural Indian community

Title	Nature and determinants of out-of-pocket health expenditure among older people in a rural Indian community
Year	2012
Author	E. M. Brinda, A. P. Rajkumar, U. Enemark, M. Prince and K. S. Jacob
DOI	doi:10.1017/S104161021200083X
URL	http://dx.doi.org/10.1017/S104161021200083X
Journal	International Psychogeriatrics
Document Type	Journal Article
Document Availability	Abstract
Classification	Access; equity
Abstract	ABSTRACT Background: Increasing out-of-pocket health expenditure among older people worsens the inequitable access to essential health services in low and middle-income countries (LMIC). We investigated various socioeconomic and health factors associated with out-of-pocket and catastrophic health expenditures among rural older people in India. Methods: We recruited 1,000 participants aged above 65 years from Kaniyambadi block, Vellore, India. We assessed their out-of-pocket health expenditure, health service utilization, socioeconomic profiles, disability, cognition, and health status by standard instruments. We employed appropriate multivariate statistics evaluating these determinants. Results: Male gender, poor sanitation, diabetes, tuberculosis, malaria, respiratory ailments, gastrointestinal diseases, dementia, depression, and disability were associated with higher out-of-pocket expenditures. Illiteracy, tuberculosis, diabetes, and dementia increased the risk for catastrophic health expenditures, while pension schemes protected against it. Income inequalities were associated with inequities on education, disease prevalence, and access to safe water, sanitation, and nutrition. Conclusions: Interactions between determinants of out-of-pocket health expenditure, economic inequality, and inequities on essential health care delivery to older people are complex. We highlight the need for equitable health services and policies, focusing on both medical and social determinants.